Insurance

For traditional therapy services, our providers are in-network and accept most Blue Cross Blue Shield and Aetna plans (with a few plan exclusions, such as Blue Home, Blue Value, HMO plans, & Duke Select Plans).  For all other insurance carriers, we can provide the required documentation needed for you to file independently with your insurance.

For client’s using insurance, your initial 60-minute session will be billed to insurance at a rate of $225.

For client’s using insurance, subsequent 53-minute sessions will be billed to insurance at a rate of $200.

Please provide your insurance card and information to your provider.  We will confirm if we are in-network with your plan and inform you of your co-pay or co-insurance.

Couples therapy is not typically covered under insurance benefits and will be charged at the private pay rate (see below for rates). This is a change for couples who have used insurance benefits for couples therapy in the past, seeing as insurance companies are becoming more stringent regarding billing codes.  Insurance coverage requires therapeutic treatment to be focused on diagnosing and treating an individual’s mental health condition (i.e., a mental health diagnosis) in order to qualify for insurance coverage. Insurance does not provide coverage, nor reimburse, for treatment focused on the well-being of a couple. While we understand that paying out of pocket is a financial investment, many couples have shared that it is an invaluable investment in their future.

Private Pay

For clients who will not be utilizing insurance, we offer a reduced Private Pay rate.

For Private Pay clients, your initial 60-minute session is $155.

For Private Pay clients, subsequent sessions will be approximately 53 minutes and are $145.00.

We accept Mastercard Visa, HSA/FSA, check, or cash.

Third Party Reproductive Services:

Consultations & Evaluations with Toni Nicolsen, LMFT

If you are seeking a consultation or evaluation required for participation in a third-party reproductive program, please contact Toni.  These services include gamete donors, gamete recipients, embryo donors and recipients, and gestational carriers.  These specialized services will not be billed to, nor covered by, insurance.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.